Passwords are secret keys which human beings can memorize.

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Single-purpose symmetric encryption scheme for single files

I'm writing a simple password manager program that will encrypt/decrypt a single file (it's size will most likely stay under a few K). This is my initial file format design: ...
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Why does the SRP6 calculation of B included a multiplier k = 3?

In SRP6 $B$ is calculated as $B=kv+ g^b, k=3$. What is the purpose of $k$, and why was it fixed as $3$? (In SRP 6b, this value $3$ is replaced by $k = H(N,g)$, but this question is about SRP 6.)
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Encrypting or HMACing password digests

Assuming I'm using bcrypt to digest passwords, is any additional security gained by either encrypting or HMACing the resulting digests? By requiring a key to compare password hashes, I would expect ...