I may have found an answer here: https://devcentral.f5.com/questions/difference-between-root-cert-intermediate-cert-and-ssl-cert > One more thing one the public key of your server certificate. There is > the same mathematical relationship as described above between the > public key and private key of your server certificate. > > It will be used during the SSL handshake. The client encrypts some key > material servers public key (retrieved by the client out of the server > certificate) and sends it to the server. It can be decrypted by the > server using the private key. If the server does not have the matching > private key it cannot decode the key material and the handshake > brakes.